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Tripura Introduces CMJAY to Achieve Universal Healthcare Scheme for All

Written by : Nikita Saha

February 15, 2024

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CMJAY aims to provide free healthcare services to indoor patients up to the primary health center level and empaneled private hospitals of the state and outside.

Tripura Chief Minister Dr Manik Saha along with his cabinet members and Additional CEO of National Health Authority Dr Basant Garg has launched Chief Minister Jan Arogya Yojana (CMJAY) today.

The newly launched scheme CMJAY aims to provide free healthcare services to indoor patients up to the primary health center level and empaneled private hospitals of the state and outside.

With the launch, Tripura became the first among the small states and the 12th state in the country to have CMJAY, a universal health insurance scheme on the pattern of Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY).

‘’A gift from the double-engine Government for the people of Tripura. The people, who have not been covered under Ayushman Bharat or any other government insurance scheme, will be given the benefit of Chief Minister Jan Arogya Yojana. Healthcare now accessible & affordable to all,’’ the CM said on X.

Tripura CM launches 'Chief Minister Jan Arogya Yojana 2023' at Netaji Subhas Vidyaniketan Ground in Agartala, Tripura today.

CMJAY Targeting Univeral Treatment For All

CMJAY, which aims at ensuring universal treatment facilities for all, offers coverage of INR 5 Lakh to each family per annum. Moreover, the state government is expected to spend INR 104 Cr for the implementation of the scheme this year.

“The benefits of the scheme are extended in 26,000 empaneled hospitals across the country. All the hospitals that provide treatment under PM-JAY have been roped in for CM-JAY as well,” CM Saha added.

Reportedly, at least 4.15 Lakh families irrespective of income level and family members including government employees have been targeted under the CMJAY scheme.

Deliberating on the scheme’s offerings, Kiran Gitte, Secretary of Health Service, Tripura, stated that the scheme has no age limit and all pre-existing diseases will be covered under this scheme.

“But the families enrolled under the Building and Other Construction Worker Scheme, Central Armed Police Force Scheme, Pradhan Mantri Janjati Adivasi Nyaya Maha Abhiyan Scheme, or any other government insurance schemes would not be covered under the scheme, " he added.

Implementation of CMJAY

The Government Of Tripura is implementing CM JAY 2023, modeled upon AB PM-JAY, in close collaboration with NHA.

The whole process would be cashless and patients under this scheme would get free medicines from the hospital for 15 days on being discharged after any critical illness.

Highlighting the AB-PMJAY scheme, CM Saha informed that 5.12 Lakh out of 9.75 Lakh families of Tripura have been included in the scheme, out of which more than 2.94 Lakh beneficiaries have received treatment under Pradhan Mantri Jan Arogya Yojana.

Under this scheme, the beneficiaries of CMJAY can avail of in-patient medical services in all enlisted government and 2600 private hospitals in and outside the state.

Further, the state government employees who get INR 6,000 per annum as medical allowance will also be included in the scheme. At the event, the CM handed over CMJAY Cards to 30 beneficiaries.

Earlier in December, Union health minister Mansukh Mandaviya informed the Lok Sabha that approximately six crore hospital admissions, involving a substantial expenditure of INR 77,298 Cr, have been authorized under the AB PM-JAY scheme as of November 30.

The AB-PMJAY, recognised as the world's largest publicly funded health assurance initiative, aims to provide health coverage of INR 5 Lakh per family annually for secondary and tertiary care hospitalization to 12 Cr families.

About Chime India

The College of Healthcare Information Management Executives (CHIME) is an executive organization dedicated to serving senior digital health leaders. CHIME includes more than 5,000 members in 56 countries and two US territories and partners with over 150 healthcare IT businesses and professional services firms. CHIME enables its members and business partners to collaborate, exchange ideas, develop professionally and advocate the effective use of information management to improve the health and care throughout the communities they serve. CHIME's members are chief information officers (CIOs), chief medical information officers (CMIOs), chief nursing information officers (CNIOs), chief innovation officers (CIOs), chief digital officers (CDOs), and other senior healthcare leaders. The CHIME India Chapter became the first international chapter outside North America in 2016 and is now a community of over 70+ members in India. For more information, please visit


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